Welcome!

Since financial goals and needs differ from person to person and business to business, WYNN FINANCIAL SERVICES is a comprehensive financial services company that works closely with our clients to identify their financial needs. Upon identifying these needs, we investigate to see if all viable prudent & tax efficient opportunities are being utilized. We work diligently with individuals and businesses to help pursue their financial goals and objectives. We help our clients navigate through an environment of complexity, uncertainty and constant change. Our focus is on utilizing current tax laws and government policy to determine which tax efficient strategies and investment vehicles may be desirable by our clients. Our emphasis is on risk reduction and tax efficiency while striving to maximize return. Below are some of the many services we can provide you with. Contact us today to see how we are able to assist your family and (or) your business with designing a personalized comprehensive plan specific to your goals and needs.

Since financial goals and needs differ from person to person and business to business, WYNN FINANCIAL SERVICES is a comprehensive financial services company that works closely with our clients to identify their financial needs. Upon identifying these needs, we investigate to see if all viable prudent & tax efficient opportunities are being utilized. We work diligently with individuals and businesses to help pursue their financial goals and objectives.

Services

Financial Services

I can provide you with valuable information to help you make important financial decisions, such as planning for retirement, buying a home, financing a college education, or investing for your family's future.

Retirement Planning

Whether your retirement is 40 years away or on the horizon, it is important to take stock of your savings situation and take charge. Experts estimate that many Americans will spend nearly one third of their lives in retirement. To make sure that your retirement is the golden time it’s meant to be, start planning now.

Source: www.401k.org

Education Planning

You don't have to be a rocket scientist to help your child obtain a high-quality college education. By reviewing your family's financial outlook, I can help you develop and implement a tuition savings plan that may fit for your budget.

Legacy Planning

If you don't take care of your estate, the IRS will. Without estate planning, you can't take maximum advantage of tax strategies. Your assets in your estate may not be preserved for your heirs. Having a will isn't good enough. Together we can analyze your needs, examine a variety of planning vehicles and determine some answers for your situation.

Professional Money Management

Today's investment atmosphere presents many challenges. It is not easy to know what to do or where to turn when planning your financial future. Given this environment, more and more investors are turning to qualified financial advisors like me to assist them in creating a customized portfolio based on their individual needs.

Investment Management

S Y N E R G Y

syn-er-gy [sin-er-jee] ; plural syn-er-gies
-noun
Definition:
1. combined effort being greater than parts
2. combined action or functioning; synergism
3. the cooperative action of two or more stimuli
[Mid 17th century. Via Latin< Greek sunergia
< sunergein "work together"< ergos "work"]

How SYNERGY is accomplished

UNDERSTANDING YOUR NEEDS - A successful partnership in financial planning* starts with thoroughly understanding your goals, your time horizon, and the amount of risk you are willing to take while pursuing your goals.

ANALYZING YOUR OBJECTIVES - A review and analysis of your current financial situation allows for a comprehensive evaluation of various strategies that could be utilized to help you pursue your goals.

CUSTOMIZED RECOMMENDATION - Recommend a combination of strategies and investment products* for your specific needs in addition to ensuring your understanding of the recommendations and the investment philosophies behind them.

PLANNED EXECUTION - Utilize planned entry points deemed opportune to implement the investment strategies you have selected.

CONTINUED COMMITMENT - Our partnership strengthens through ongoing contact, providing you with timely information that effect your goals, and addressing all your questions and concerns.

Family Risk Management

Even the best investment plans can crumble if you have not properly prepared for the unexpected – risks that exist for every family such as disability, death, or a long-term-care need. I can evaluate your current risk plans to determine if they are adequately meeting your needs at this stage of your life and as you plan for the future. I will make suggestions that not only address your risk management needs but also consider the tax implication of these changes.

Business Planning

As a business owner, you likely face daily challenges such as having enough cash available to take advantage of opportunities when they arise, using the business as a vehicle to save for your and possibly your employees’ retirement, and protecting your business from a potentially devastating financial loss. I can help you evaluate and implement strategies that not only protect your business, but also take advantage of opportunities that could improve the cash flow, tax situation, benefits, and bottom line of your business.

Special Situations Planning

Throughout your life, as you pursue your long-term goals, some expected and unexpected needs will come your way, whether it is planning for a wedding, taking a spur-of-the-moment dream vacation, deciding to buy a second home or facing unexpected expenses due to unforeseen events. I am here to help you with situations that don’t always fit nicely into the other wealth management issues and determine a path to monitor your tax situation and get you through whatever financial challenges and opportunities arise.

Additional Services

  • Stocks
  • Mutual Funds
  • Annuities
  • Life Insurance
  • Bonds
  • Managed Accounts
  • Long-Term Care
  • Business Banking
  • Real Estate

About Me

Ronald W. Lwin has over sixteen years of experience in the Financial Services Industry. As a Financial Planner, he provides personalized independent planning services with comprehensive investment strategies that are designed to help pursue specific financial goals for investors. Before founding WYNN FINANCIAL SERVICES, Ronald was a Regional Manager for Atlas Securities, Inc. where he was responsible for Financial Advisors within the “South Bay and East Bay” regions. Prior to Atlas, he helped his clients with managing their wealth as a Financial Advisor for Morgan Stanley. Ronald maintains an active California Realtor’s license and has been a practitioner of real estate for 10 years. Having spent nearly four decades in California, he is cognizant of the dynamic evolution of California real estate and bridges his investment and real estate experience to develop truly diversified portfolios for his clients. Ronald holds Securities licenses SERIES 7, 9, 10, 24, 63, & 65 in addition to California, Maryland & Ohio state Insurance licenses. He earned his Bachelor’s of Science in Finance from The School of Business and Economics at California State University, Hayward. Ronald lives in the bay area with his wife Kathy an Assistant ICU/CCU Nurse Manager for Kaiser, their two sons Maximilian & Logan along with their loving half yellow lab half beagle canine companion of 9 years Maki. Maki was rescued by Kathy during a hiking trip at Yosemite National Park. Ronald enjoys wine, golf, construction projects, playing cards, riding his Harley and most of all spending time raising his family.

Licenses

Securities
  • Exams: 24, 63, 65, 7, 8
  • States: CA, FL, MD
Insurance
  • License: Variable, Life only, A&H
  • States: CA
Advisory
  • License: Investment Advisor Representative
  • States: CA

Resources

Advisory Services

Investor Resources



Need more information on investing? Visit these sites for more information:

About H.D. Vest

Since its inception in 1983, H.D. Vest Financial Services supports an independent network of tax and non-tax professionals who provide comprehensive financial planning solutions, including securities, insurance, money management services and banking solutions. Approximately 4,600 independent contractors manage over $30 billion in assets for some 1.8 million individuals, families and small businesses in all 50 states. President Roger Ochs continues to pursue the H.D. Vest ideal of providing innovative solutions and the latest tools and technology to help H.D. Vest Advisors meet the needs of their clients now and into the future.
http://www.hdvest.com

Contact

Ronald W. Lwin
4695 Chabot Dr Suite 200
Pleasanton, CA 94588

Email: LwinR@hdvest.net
Phone: 925-828-4661
Fax: 925-828-4663