Welcome!

I provide accounting, tax, financial services and investment planning services to individuals and businesses.

Retirement planning, education planning, risk management and so much more. I offer my clients a multi-faceted approach to address their growing financial needs.

My Practice

I offer standard tax preparation and accounting services, as well as comprehensive investment planning. In addition to preparing and filing your tax return, I can help develop a plan that takes into account your financial circumstances and tax status, and considers your college, retirement and estate planning goals.

Services

Taxes

I provide the following tax services to individuals and businesses: tax planning, federal and state tax preparation, and standard and electronic tax filing.

Financial Services

I can provide you with valuable information to help you make important financial decisions, such as planning for retirement, buying a home, financing a college education, or investing for your family's future.

Retirement Planning

Whether your retirement is 40 years away or on the horizon, it is important to take stock of your savings situation and take charge. Experts estimate that many Americans will spend nearly one third of their lives in retirement. To make sure that your retirement is the golden time it’s meant to be, start planning now.

Source: www.401k.org

Education Planning

The available education planning choices can be confusing. I can show you how your savings will affect your child’s or grandchild’s ability to qualify for financial aid, as well as the implications for your income, gift and estate tax situation. I can also help you identify how much money you need to send your children or grandchildren to college, determine how much you need to save, and how this dedicated investment might fit with your overall investment management plan.

Legacy Planning

Everyone should consider doing some estate planning, no matter how large or small your estate might be. However, estate planning can be a difficult process and can bring some emotional issues to light. Should you choose to put off proper planning now, it could cost your loved ones later. Estate taxes can devour the value of the estate that is intended for your heirs. Proper planning can eliminate this worry. I can help you develop a plan to maximize the amount you leave to your heirs and minimize the amount you leave to Uncle Sam.

Professional Money Management

Through H.D. Vest Advisory ServicesSM, I am able to offer my clients access to several professional money management programs that provide access to many fund managers managing separate client accounts via a wrap-fee arrangement.

Additional Services

  • SIMPLEs
  • Limited Liability Companies
  • Business Tax Planning
  • Roth IRAs
  • Business consulting
  • Standard Tax Filing
  • Business Federal and State Tax Preparation
  • Accounting consulting
  • Purchases and Sales of Businesses
  • Corporations
  • Rollovers
  • S-Corporations
  • IRAs
  • Individual Tax Planning
  • SEPs
  • Small business consulting
  • Estate and Gift Tax Planning
  • Partnerships
  • Individual Federal and State Tax Preparation
  • Trusts
  • Business startup
  • Estate Liquidation

About Me

Education

Bachelor of Science, University of South Carolina

Bachelor of Science,

Designations

CFP® - Certified Financial PlannerTM

CPA - Certified Public Accountant

PFS - Personal Financial Specialist

Affiliations

I am a member of the American Institute of Certified Public Accountants, North Carolina Association of Certified Public Accountants,and licensed as a Certified Financial Planner with the Certified Financial Planner Board of Standards, Inc.

Licenses

Securities
  • Exams: 6, 63, 7
  • States: CA, FL, GA, NC, SC
Insurance
  • License: A&H, Life, Variable
  • States: SC
  • License: Agent-A&H, Agent - Life, Agent-Variable
  • States: GA
  • License: VL/VA, A&H/Sickness, Life/Med Supp/LTC
  • States: NC
Advisory
  • License: Investment Advisor Representative
  • States: CA, FL, GA, NC, SC

Resources

Advisory Services

Investor Resources



Need more information on investing? Visit these sites for more information:

About H.D. Vest

Since its inception in 1983, H.D. Vest Financial Services supports an independent network of tax and non-tax professionals who provide comprehensive financial planning solutions, including securities, insurance, money management services and banking solutions. Approximately 4,600 independent contractors manage over $30 billion in assets for some 1.8 million individuals, families and small businesses in all 50 states. President Roger Ochs continues to pursue the H.D. Vest ideal of providing innovative solutions and the latest tools and technology to help H.D. Vest Advisors meet the needs of their clients now and into the future.
http://www.hdvest.com

Contact

Keith Richardson
10800 Sikes Place Ste 320
Charlotte, NC 28277

Email: RichardsonK@hdvest.net
Phone: 704-846-7767
Fax: 704-847-2085