Welcome!

I can help you plan for a dream vacation or a new home, plan for your children's or grandchildren's college education, and plan for your retirement.

Retirement planning, education planning, risk management and so much more. I offer my clients a multi-faceted approach to address their growing financial needs.

My Practice

I offer standard tax preparation through H&R Block, as well as comprehensive investment and insurance planning. In addition to preparing and filing your tax return through H&R Block, I can help develop a plan that takes into account your financial circumstances and tax status, and considers your college, retirement and estate planning goals.

Services

Taxes

I provide the following tax services to individuals: tax planning, federal and state tax preparation, and standard and electronic tax filing.

Financial Services

I can provide you with valuable information to help you make important financial decisions, such as planning for retirement, buying a home, financing a college education, or investing for your family's future.

Retirement Planning

Most people who retire today will live at least 20 years after they stop working. Even if you are covered by Social Security and a company pension plan, you may not have enough to retire to live the lifestyle you desire. Do you know how much you need for retirement?

I can assist you with almost any type of retirement plan available: Traditional and Roth IRAs, Rollover IRAs, 401(k)s, self-employed and small business retirement plans, and more.

Education Planning

You've worked hard to get where you are today. You may even be in the position where you can afford to help make saving for college education easier for your children, grandchildren, nephews, nieces or friends. What better way to create a long-lasting legacy than by contributing to higher education. I can help you make college your long-lasting legacy.

Legacy Planning

Everyone should consider doing some estate planning, no matter how large or small your estate might be. However, estate planning can be a difficult process and can bring some emotional issues to light. Should you choose to put off proper planning now, it could cost your loved ones later. Estate taxes can devour the value of the estate that is intended for your heirs. Proper planning can eliminate this worry. I can help you develop a plan to maximize the amount you leave to your heirs and the causes/charities you care about and minimize the amount you leave to Uncle Sam.

Remember, if you don't take care of your estate the IRS will.

Professional Money Management

Through H.D. Vest Advisory ServicesSM, I am able to offer my clients access to several professional money management programs that provide access to many fund managers managing separate client accounts via a wrap-fee arrangement (fee-based). In addition, a fee-only (pay-by-the-hour) option is also available if you prefer that.

Additional Services

  • Mutual Funds
  • Business Banking
  • Consumer Banking
  • Annuities (Fixed & Variable)
  • Disability Income Insurance
  • Charitable Planning
  • Mortgages and most other loans
  • Life Insurance
  • Budget Counseling
  • Tax Planning
  • Long-term Care Insurance
  • Written Financial Plans
  • Debt Management

About Me

Designations

ATA - Accredited Tax Advisor

CFP® - Certified Financial PlannerTM

CHFC - Chartered Financial Consultant

CLU - Chartered Life Underwriter

Affiliations

Auburn United Methodist Church (Member of Administrative Board)
Financial Planning Association (Member)
National Committee on Planned Giving (Member)
National Association of Tax Professionals (Member)
National Association of Enrolled Agents (Member)

Licenses

Securities
  • Exams: 6, 63, 7
  • States: AL, GA, MS
Insurance
  • License: A&H/Sickness, VL/VA, Life
  • States: AL
  • License: Agent-A&H, Agent - Life, Agent-Variable
  • States: GA
  • License: nonresident Life& Variable, Health
  • States: FL
Advisory
  • License: Investment Advisor Representative
  • States: AL, GA

Resources

Advisory Services

Investor Resources



Need more information on investing? Visit these sites for more information:

About H.D. Vest

Since its inception in 1983, H.D. Vest Financial Services supports an independent network of tax and non-tax professionals who provide comprehensive financial planning solutions, including securities, insurance, money management services and banking solutions. Approximately 4,600 independent contractors manage over $30 billion in assets for some 1.8 million individuals, families and small businesses in all 50 states. President Roger Ochs continues to pursue the H.D. Vest ideal of providing innovative solutions and the latest tools and technology to help H.D. Vest Advisors meet the needs of their clients now and into the future.
http://www.hdvest.com

Contact

James Fogal
2210 Gateway Dr Ste D
Opelika, AL 36801

Email: FogalJ@hdvest.net
Phone: 334-332-2033
Fax: 706-478-4648